As a resident of your state, you are entitled to check your eligibility for exclusive life insurance benefits designed specifically for our nation's heroes.
Lifetime protection with guaranteed cash value and fixed premiums for your loved ones' security.
Affordable coverage for a set period, with options to convert to permanent protection.
Indexed Universal Life with market-linked growth and advanced living benefits.
| Comparison Criteria |
VALife |
Private Life Insurance for Veterans |
|---|---|---|
| Wait Period | Full coverage takes effect after 2 years | No wait period. Full coverage takes effect day one |
| Premiums | Increasing (AND typically 30% More Expensive) | Rates never increase! |
| Amount | $10,000 - $40,000 | $2,000 - $60,000 |
| Ages | Age 18-80 with any level of service connected disability rating 0-100% | Age 18-89 with any level of service connected disability rating 0-100% |
| Medical Exam | None | None |
| Carriers | Only one option | Shop with 80+ A-Rated carriers |
| Support | N/A | Open line of communication with an insurance specialist assigned to your account |
| Types of Insurance | Whole Life | Whole Life, Term Life, IULs & Annuities |
| Who Can Apply? | Veterans Only | Veterans and their family members are eligible |
No medical exam required for most policies! We offer several no-exam life insurance options specifically designed for veterans:
While policies with medical exams often offer lower rates, our no-exam options provide immediate coverage starting at $30/month for term life and $50/month for whole life.
Coverage amounts typically range from $10,000 to $2,000,000.
Here's how to calculate your needs:
Veteran-Specific Considerations: Factor in your military pension, VA disability benefits, and any existing SGLI coverage. Our specialists can help you determine the right amount for your unique situation.
Yes! Veterans receive exclusive discounts and special programs.
Our Pricing: Term life starting at $30/month, whole life at $50/month, and universal life at $100/month. These rates are specifically designed for veterans and their families.
Absolutely! Veterans with service-connected disabilities can qualify for life insurance.
Important: Your VA disability rating and the specific nature of your service-connected condition will determine the best available options. Our specialists are trained to work with veterans with disabilities and can help you find the right coverage.
Approval times vary by policy type:
Veteran Advantage: Our streamlined process for veterans often results in faster approvals. We can also provide temporary coverage while your application is being processed.